You can save these pictures in the FILE>SAVE AS menu in Netscape (save them as .gif)
The depth of my background was 2 (the number of colours available is 2 to the power of 2 = 4 colours). This way the file can be huge, covering the whole of your page, yet very small in size, and therefore very quick to load... I tried as well to put some embossed text as a background, but then the rest of the page is not very convenient to read. Combining a background and the previous tip about transparent pictures, will give you a professional-looking interface.
this animation is based on a picture "borrowed" somewhere else. All you have to do is open the picture in your drawing package, make various tranformations to it, save all the stages, and open your picture with one of the Shareware packages that suport animated GIF. Personally, I use GifBuilder on my Mac (available at: http://www.tucows.com), which is a straightforward, simple and free program. Animated pictures do not take up that much disk space. A set of 5 x 20K pictures usually weights in the region of 25K, which is excellent in terms of downloading times.